Professional liability insurance is provided by the Canadian Medical Protective Association. CMPA coverage is mandatory under the Collective Agreement in order to protect both residents and patients. The cost of coverage is based on the type of work in a region.
Residents are required to purchase their own CMPA and will be reimbursed by the Ministry of Health via Payroll on their monthly paystubs. For more information on CMPA and reimbursement, visit the members section.
If you have questions about the CMPA reimbursement process, or have not been receiving reimbursements, please visit the CMPA FAQ.
Long Term Disability is also mandatory as per the Collective Agreement. We have negotiated an employer paid LTD plan residents are automatically enrolled in. However, residents are also free to select any additional provider for their LTD coverage if they wish additional coverage beyond that provided by the employer paid plan.
As CMPA is a condition of employment as per Article 18.02, it is not a taxable benefit as per the CRA.