Professional liability insurance is provided by the Canadian Medical Protective Association. CMPA coverage is mandatory under the Collective Agreement in order to protect both residents and patients. It provides comprehensive coverage and is tax deductible if paid by the resident. The cost of coverage is based on the type of work in a region.
The Ministry of Health will reimburse category 12 and category 14 CMPA fees beginning July 1, 2019. If you are a resident and have already applied for CMPA, or are an incoming resident wondering on how to apply, visit the CMPA Members page.
Long Term Disability is also mandatory as per the Collective Agreement. We have negotiated an employer paid LTD plan residents are automatically enrolled in. However, residents are also free to select any additional provider for their LTD coverage if they wish additional coverage beyond that provided by the employer paid plan.